Join the LIUNA Action Network to get involved - it's your union. If you need help dealing with a problem involving the Laborers’ National Health and Welfare Fund, you can always contact the Fund’s administrative office (Fund Office) to discuss the problem. If you are working outside of Local 309’s jurisdiction it is your responsibility to contact the Health and Welfare Office for a Reciprocity Form to prevent your insurance from lapsing. Health Details: As a participant in the Laborers Health and Welfare Trust Fund, you and your eligible dependents can receive health and welfare benefits.These benefits provide coverage for medical, prescription drug, dental and vision expenses. Construction Laborers Vacation. Health and Welfare Services Scalable solutions and services. 4. The Laborers' National Health & Welfare Fund ("Fund") is a joint labor management, non-profit trust fund established to provide health and welfare benefits for employees represented for purposes of collective bargaining by the Laborers' International Union of North America (LIUNA) and its affiliated Local Unions and District Councils, particularly in the government service contract industry. Laborers' Pension and Welfare Funds 11465 W. Cermak Road Westchester, IL 60154-5768 Telephone: (708) 562-0200 Toll Free: (866) 906-0200 (for plan participants only) Monday thru Friday - 8:30am to 4:00pm CST except for Holiday Closings CONTRACTORS. Employers may use their link to obtain data related to their accounts. Claim forms, which can be found under “Resources”, must be completed on an annual basis. If you are a member or dependent that has Medicare and retiree health benefit supplemental coverage through the Indiana Laborers Senior Member Program INCLUDING UnitedHealthcare prescription drug coverage (Class CP), effective January 1st 2021, your questions and concerns in regard to medical claims and/or prescriptions will be directed to Laborfirst. MEMBERS. Participants can check hours paid,  24/7, no need to call the fund office. Pension, Health & Welfare - Laborers' International Union . If you are a member or dependent that has Medicare and retiree health benefit supplemental coverage through the Indiana Laborers Senior Member Program INCLUDING UnitedHealthcare prescription drug coverage (Class CP), effective January 1st 2021, your questions and concerns in regard to medical claims and/or prescriptions will be directed to Laborfirst. Use of the website is offered to you conditioned on your acceptance without modification of the terms, conditions, and disclaimers contained herein. The Fund Office can be contacted at toll-free telephone number 1-800-540-0113 or by email at info@lnhwf.org. For more information, refer to … Important: Fund Administration We are confident that these administrative changes will significantly improve service to our participating members and their families and help to limit administrative costs. Maintenance of all necessary information — personal, general, coverage and eligibility spans; Retrospective additions and terminations; Timely and accurate identification card preparation; Laborers' Health & Welfare Trust Fund of Western Canada. We are pleased to provide you with this booklet describing your health care and insurance benefits under the Northern Nevada Laborers Health and Welfare Trust Fund as of January 1, 2017. On January 1, 2017, the Fund’s general administration was brought in-house to the Fund Office that administers the LIUNA National (Industrial) Pension Fund at 905 16th Street, N.W., Washington, D.C. Zenith American Solutions, the Fund’s long-time third party administrator, has been phased-out. Your beneficiary for this benefit is person(s) that the Massachusetts Laborers’ Health and Welfare Fund has on file for you for your health and welfare benefits. Participants can view Annuity Balances; Health & Welfare Eligibility; Hour’s Worked; Pension Benefits earned, as well as other valuable information. for an update on COVID-19 coverage and information from our Trustees. How do I become eligible under the Plan? To read the full terms and conditions of the website. LIUNA health and welfare funds have access to and the ability to join LaboreRx and medical stop loss programs – both intended to provide high quality products and services at reduced rates as a result of group purchasing power. Less. Health & Welfare Fund. The Ohio Laborers’ District Council – Ohio Contractors’ Association Insurance Fund is designed to provide eligible members and dependents with quality health and welfare benefits. You may contact the Kentucky Laborers District Council Health and Welfare Fund at (502) 839-8166 with any questions related to receiving a copy of Form 1095-B. Life Insurance can help provide for your beneficiary in the event of your death. Less. © 2017 by Laborers' National Health & Welfare Fund. LIUNA health and welfare plans generally offer comprehensive provider networks which are something not all health care exchanges may be able to provide. Laborers Health and Welfare. 4. LIUNA health and welfare plans generally offer comprehensive provider networks which are something not all health care exchanges may be able to provide. What happens if I move from one Employer in the Industry to another? Login with your email and password, LiUNA Service Contract Education and Training Trust Fund, You can access your claims, find in-network providers, compare the cost of procedures and so much more!, go to myCigna.com or use the myCigna Mobile App. Southern Illinois Laborers' & Employers Fringe Benefit Funds In compliance with the Governor’s updated guidelines for social distancing, the SILEHW Fund Office lobby will remain closed to all walk-in traffic except deliveries through 10/31/2020. The Central Laborers' Welfare Fund was established in March of 1966 and currently has 12 participating local unions. 3. Trust Fund for Southern California. Health & Welfare - Northern California Laborers. The Board of Trustees believes your health and well-being is their top priority. Also, if your claim for benefits is denied by Cigna, you have a right to appeal to the Fund’s Board of Trustees by mail, fax or email to: Fund Administrator, Laborers’ National Health & Welfare Fund, 905 16th Street, N.W., Washington, D.C. 20006, fax number: 202-318-0654, Reduction of administrative costs through oversight from highly experienced trustees and administrators. These benefits include medical, prescription, vision, hearing aid, death, and short term disability coverage. These benefits provide coverage for most medical, prescription drug, dental and vision expenses. While many trust funds across the country have struggled to achieve funding at 100% or higher, LFAO is pleased to announce that, under the strategic leadership of the Board of Trustees of the Laborers Pension Trust Fund for Northern California, the Pension Fund is now funded at 103% effective June 21, 2020. Union Laborers are part of an organization whose goal is to provide good wages, benefits, and safe working conditions for all its members. This booklet covers the benefits for which the Fund pays the claims for you and your eligible dependents. The Pension Fund is now funded at 103%. Health & Welfare. As a participant in the Laborers Health and Welfare Trust Fund, you and your eligible dependents can receive health and welfare benefits. Your Beneficiary. The Minnesota Laborers Health and Welfare Fund (the Fund) welcomes you to the Benefit Program offered to all eligible Plan Participants. A friendly Fund representative will try her or his best to resolve the problem. Since its initiation, it has been the Trustees' goal to provide quality health insurance benefits with the contribution income available, while maintaining adequate reserves. Eligibility Maintenance and Billing Capabilities. See HealthCare News for tips from our partners. Laborers' Health & Welfare Trust Fund of Western Canada. The benefit for contractors is that the LEBPCT offers a one-stop service for benefit reporting and payments. Laborers' Pension and Welfare Funds 11465 W. Cermak Road Westchester, IL 60154-5768 Telephone: (708) 562-0200 Toll Free: (866) 906-0200 (for plan participants only) Monday thru Friday - 8:30am to 4:00pm CST except for Holiday Closings They understand the concern and uncertainty you may be experiencing surrounding the coronavirus (COVID-19) and are committed to being responsive to your needs as the situation evolves. Here are some advantages for LIUNA signatory contractors: Benefit Payments for Signatories to National Agreements. Due to the COVID-19 outbreak, measures are being taken to safeguard the health and safety of our members and Pacific Southwest Administrators employees. The advantage of the LEBPCT is its simplicity – the contractor writes one check to the Collection Trust and the appropriate amounts are distributed to LIUNA affiliated funds. Welcome to the Website of the West Virginia Laborers Benefit Funds. This group health plan covers more than 30,000 lives. Also, if your claim for benefits is denied by Cigna, you have a right to appeal to the Fund’s Board of Trustees by mail, fax or email to: Fund Administrator, Laborers’ National Health & Welfare Fund, 905 16th Street, N.W., Washington, D.C. 20006, fax number: 202-318-0654, email address: info@lnhwf.org." LOUIS LABORERS' BENEFIT OFFICE . The Laborers- Employers Benefit Plan Collection Trust (LEBPCT) was establishedto solve the complexity of fringe benefit reporting and payments for contractors who employ LIUNA members from multiple Local Unions. Since its initiation, it has been the Trustees' goal to provide quality health insurance benefits with the contribution income available, while maintaining adequate reserves. 1. How long does coverage continue? Because preferred providers save you and your Trust Fund money, the Northern Nevada Laborers Health & Welfare Trust Fund has created this Web Site for your ease and convenience in finding the provider you need. The benefit for members is that work hours and contributions made on behalf of LIUNA members can be thoroughly tracked regardless of where the employee worked. Click below to download the App and get access to your Personal Health Information in the palm of your hands! Insurance Plans There are two categories of coverage under the MLHW fund, both of which are based on the number of hours a person works in a 12-month qualifying period. What is the Individual's Hour-Bank Reserve Account? Multiemployer health and welfare funds provide coverage that meets minimum essential coverage under ACA with minimal values exceeding the 60% threshold and, often, the 80-90% threshold, comparable to gold and platinum levels of health care exchange coverage. ENTER. ENTER. Just click on Download Provider Directory and follow the instructions. TRUSTEE. Thank you for your continuing support of the LIUNA National Health and Welfare Fund. The employer shared responsibility requirement will be met by providing coverage to employees through a LIUNA health and welfare fund thereby eliminating any employer shared responsibility penalty. The Massachusetts Laborers Health and Welfare (MLHW) Fund plan is administered through Blue Cross Blue Shield of Massachusetts, offering access to their expansive provider network. Your use of the website constitutes your agreement to all such terms, conditions, and disclaimers. From pay, to training, to retirement, LIUNA members live better. The Central Laborers' Welfare Fund was established in March of 1966 and currently has 12 participating local unions. LIUNA’s multi-employer health and welfare plans have been providing affordable, accessible and quality coverage for members for generations. The site gives you 24/7 access to your Benefit Information. Health and Welfare According to the Census Bureau, 82 percent of union construction workers have health insurance, compared with only 46 percent of non-union construction workers. LIUNA’s health and welfare funds can provide assistance with the information that must be included in the employer ACA exchange notices to employees. To find out more information about this innovative program, please call the LIUNA Construction Department or visit the LEBPCT’s website. Learn more by signing up with LIUNA. Pays your beneficiary $10,000 in the event of your death from any cause. Annual Report to Members Version 2019: Benefit Booklet Version 2019: Change of Address Requisition Version 1.0: Consent to Release Information Version 1.0: Dental Claim Form Version 1.0: Electronic Funds Transfer (EFT) Authorization for Claim Payments Version 2.0: Benefit. This website is owned and operated by the Laborers' National Health and Welfare Fund ("Fund''), primarily for the benefit of the Fund's participants, dependents and contributing employers. The LEBPCT serves LIUNA members and contractors working under all applicable national construction agreements. 2. As larger entities, LIUNA multiemployer plans have access to investment and consulting advice which would be cost prohibitive for smaller plans and employers. Employer contributions  to multi-employer plans are tax deductible. Serving Laborers' of Local 42 and 110. The Kentucky Laborers District Council Health and Welfare Fund will furnish you with a Form 1095-B within 30 days of your request. Committed to being responsive to the needs of our members by offering compassion and expertise while administering great benefits. These benefits provide coverage for medical, prescription drug, dental and vision expenses. LIUNA health and welfare funds have been in existence for many years and are time proven, effective and competitive. Insurance – The Ohio Laborers’ District Council – Ohio Contractors’ Association Insurance Fund provides high-quality health and welfare coverage for eligible members. Also January 1, 2017, the Fund’s medical claims administration is handled exclusively by CIGNA, which is very familiar with the Fund and has state-of-the-art systems for promptly and accurately processing benefit claims. ABOUT US . ENTER. Trust Fund for Southern California. As a participant in the Massachusetts Laborers’ Health and Welfare Fund, you and your dependents can receive health and welfare benefits. 800-489-0228 • 314-644-2777 . The website consists of various web pages, some of which are publicly accessible and some of which are private, limited access pages for the use of only authorized persons. No additional administrative changes have been made. This website is provided by the Fox Valley Laborers Pension and Welfare Funds as a service and convenience to Fund participants, and to providers of health related services. LIUNA health and welfare funds have access to and the ability to join LaboreRx and medical stop loss programs – both intended to provide high quality products and services at reduced rates as a result of group purchasing power. email address: info@lnhwf.org.". You will find very important information about access to your Health Plan and special features such as: Learn how to maximize your Dental Benefit, You can access your claims, find in-network providers, compare the cost of procedures and so much more!, go to, Terms and Conditions for the Use of Website. To read the full terms and conditions of the website, click here. Laborers' Health & Welfare Fund - Established in 1967 to provide medical, dental, life, vision, prescription drug, TDI, chiropractic, and acupuncture benefits to eligible active participants and retirees. While bargaining for health care grows more expensive, LIUNA is exploring innovative ways to reduce costs, such as pooling more members to increase purchasing power. Check the Benefits tab on this website for Fund specific benefit descriptions, Summaries of Material Modifications and Forms.
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